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Frequently Asked Questions

Below are some of our frequently asked questions.  If you have any other questions or concerns, please feel free to contact us via the web, or come and visit us at a location near you.

1.Why buy insurance from an independent agency?
2.Do we write Homeowners Insurance in coastal counties of SC?
3.Who do I contact to report a claim?
4.Do we offer Flood and Earthquake coverage?

Why buy insurance from an independent agency?
An independent agency has the ability to shop a vast market for a product that best suits your needs. 

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Do we write Homeowners Insurance in coastal counties of SC?
Our agency offers Homeowners Insurance in Myrtle Beach and for all coastal areas of South Carolina.  In fact, most of the time we can include wind & hail coverage in the Homeowners policy at a very competitive price. 

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Who do I contact to report a claim?
Most insurance carriers prefer the customer to report a loss or claim directly to them.  You should be able to find the carrier's phone number on your insurance ID card or on the policy.  We have also provided links to many of our carriers under the "Carrier Links" tab.  However, please feel free to call our office if you have any question regarding any aspect of the claim before calling the carrier directly.   

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Do we offer Flood and Earthquake coverage?
Yes, Davis & Massey Insurance Agency offers Flood and Earthquake coverage through a variety of companies. 

Flood insurance is most commonly written as a stand alone policy.  The premiums are usually very reasonable for the amount of protection provided. 

Earthquake coverage can typically be added to your existing Homeowners policy at an additional premium.  It can be written as a stand alone policy in some cases.   

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