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The warm weather is quickly approaching and boating season is right around the corner.  If you are someone who enjoys this time of year as much as we do, you may be getting your boat or jet-ski ready for the water.  Most of you already know that it is highly recommended that you purchase insurance for any recreational vehicle that you may own including a boat, golf cart, ATV, or whatever.  But we want to talk about boat insurance for now.

Boat Insurance can be complex and unlike other types of insurance policies.  The reason Boat Insurance is so different from all other types of insurance is primarily because watercrafts are exposed to many different types of risks on the water as compared to on land.  It is similar to Auto Insurance as it is commonly rated based on drivers and the type of vehicle (boat).  As an independent insurance agency we have multiple carriers such as Foremost, Travelers, Safeco, and Progressive that we can use to shop and find the best premium and coverage for your Boat Insurance.

As a local Trusted Choice Independent Agency we offer Boat Insurance as its own separate insurance policy.  Some Homeowners Insurance policies extend some coverage to boats, but the coverage is extremely limited.  Our outstanding personal lines agents will help you understand the coverage available on a boat policy.  The typical policy often includes liability, comprehensive, and collision.  You may also want to cover medical payments, fishing equipment, oil spills, personal property, roadside assistance, or damage caused by uninsured or underinsured boaters.

Davis & Massey Insurance Agency has been providing quality and affordable Boat Insurance throughout the state of South Carolina since 2008.  We also offer excellent and affordable coverage on home and auto insurance.  Give us a call today to see if we can help you find the right Boat Insurance this year!

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