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Testimonial
Working with Davis & Massey Insurance was such a wonderful experience. I'm saving hundreds a year!
- Chris, Carolina Forest
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THURSDAY, DECEMBER 08, 2011
To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by personal umbrella liability insurance. You may also even save on your homeowners policy by purchasing an umbrella policy with a multi-line discount.
An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you're covered.
Imagine if your dog were to bite a neighbor's child. Or if there's an accident on your rental property. Or a fire in your condo spreads to other units. What would happen if you or a family member missed a stop sign and struck and killed a pedestrian? If any of these things happened to you, there's a good chance your current liability limits wouldn't be adequate to protect your assets—or your future earnings.
A lot of factors determine the amount of coverage you need. Your financial status, lifestyle, and existing coverage are all relevant, but in liability lawsuits, judgements can exceed net worth. Talk to one of our agents to determine what's right for you.
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